Tax Withholding Estimator

Use your best estimates for the year ahead to determine how to complete Form W-4 or W-4P so you don't have too much or too little federal income tax withheld.

  • 01
    About you
  • 02
    Income & Withholding
  • 03
    Adjustments
  • 04
    Deductions
  • 05
    Tax Credits
  • 06
    Results

Information About You

Select the information that best describes how you anticipate filing your 2025 tax return.
All fields marked with an asterisk (*) are required.

Income & Withholding

Enter information for each job and pension you will receive income from this year. To use this tool, you need to have a job or a pension subject to tax withholding. If you have Social Security income and you prefer to have tax withheld from your job or pension to cover that additional income, select 2 or more sources of income, and enter information for your job or pension first. After that, you will be able to enter your Social Security income.
All fields marked with an asterisk (*) are required.

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Other sources of investment income
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Adjustments to Income

Adjustments reduce the amount of your income subject to tax. Many taxpayers don't have large enough adjustments to income to have a significant impact on their tax obligation.

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The portion of adjustments you are allowed to claim may be different and will be displayed on the results page

Standard or Itemized Deductions

Standard or itemized deductions reduce the amount of your income subject to tax.
Most people take the standard deduction, but you may be itemizing your deductions if you have a mortgage, large gifts to charity, or large medical expenses.
Your standard deduction amount is calculated to be $19,000
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The portion of itemized deductions you are allowed to claim may be different and will be displayed on the results page.

If your itemized deductions are less than your standard deduction, the tool will use the standard deduction.

Tax Credits

Tax credits are amounts you subtract directly from your tax obligation.
You previously stated you planned to claim dependents. Use the open Child and Dependent Credits section to provide details for any dependent-related tax credits.

You indicated you have a dependent(s). Enter age for each dependent you wish to claim

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Your result

Based on the information you entered, you’re withholding more tax than you need to from your paycheck.

Expected tax withholding
$3,900
Anticipated tax obligation*
$2,165
Projected refund
$1,735

* This is your expected tax liability for the 2025 tax year reported on the 2025 Form 1040 due to be filed by April 15, 2026.

Important Note: This estimate depends on the accuracy of your information. Raha Financials does not guarantee the accuracy of this estimate and accepts no liability resulting from your use of this estimation.

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